Can I get a mortgage if I’m in a debt negotiation program?

I signed up for debt negotiation on some credit card debt. I have payed my current mortgage religiuosly for two years and would like to sell my house and move but am scared that I will not get another mortgage when I move. Thanks.

Comments

  1. spec1235 says:

    Try to apply. Suggestion, ask the negotiation program. They may know lenders that work with them.

    And rather than sell your house first, MAKE SURE that you get a preapproval letter from a lender so that you can be sure to get a mortgage. Just a suggestion.

  2. Noneya says:

    Yes you can. I know several lenders that will allow this on FHA loans.
    You should apply for a new mortgage before you put your house on the market just to make sure you don’t have any other issues that would affect your approval.

  3. Hi! Good idea, but can this actually perform?

    CORINNA

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