Create a personal balance sheet by listing income, assets and liabilities on a piece of paper or computer program, and figuring out net worth. Keep track of your financial situation with a personal balance sheet using instructions from a financial service specialist in thisfree video on personal finance. Expert: William Rae Contact: www.hbwfl.com Bio: William Rae has been licensed in the insurance and financial fields for more than 30 years. Filmmaker: Christopher Rokosz