card is not cross collateralized with your car loan or mortgage loan from the same bank or lender. Also, if you want to eliminate the debt of a credit card issued by the same bank where you have a checking account you may want to close that checking account an open another one elsewhere …. as a precaution. … “credit card” mortgage “auto loan” “cross collateral” “car loan” bank lender “just settle my debts” “eliminate the debt” “checking account” “debt pro” “debt elimination” “debt …