Simple actions, such as minimizing credit card use and negotiating interest rates, can help eliminate credit card debt. Try using a debit card instead of a credit cart and get out of debt withtips from the vice president of a bank in this free video on credit counseling. Expert: Stephen Fawehinmi Bio: Stephen Fawehinmi is the vice president of business banking at the Bank of Nashville in Nashville, Tenn. He has been a lender for more than 10 years. Filmmaker: Dimitri LaBarge…