I try to consolidate $7000 credit cards debt.
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I try to consolidate $7000 credit cards debt.
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Well, you end up paying them a lot for the service unlike a real Consumer Credit Counselling service. So somewhere around a zero on a scale of one to ten.
I rate ALL debt consolidation companies as RIP OFFS. They can’t do ANYTHING you can’t do yourself and they the fees they charge are better spent PAYING down the debts.
Call your credit card issuers one at a time and request is lower interest rate. Suggest you will transfer your balances to the card that offers the best deal. If they ask about your offers so far, you are still collecting offers. That is ALL they need to know.