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	<title>Debt Consolidation<title>&#187; Credit Card Debt</title>
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	<link>http://www.debspero.com</link>
	<description>Learn how debt consolidation can help you!</description>
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		<title>Dealing with Difficult People Versus Them Dealing with You!</title>
		<link>http://www.debspero.com/credit-card-debt/dealing-with-difficult-people-versus-them-dealing-with-you/</link>
		<comments>http://www.debspero.com/credit-card-debt/dealing-with-difficult-people-versus-them-dealing-with-you/#comments</comments>
		<pubDate>Sat, 22 May 2010 09:56:50 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Card Debt]]></category>
		<category><![CDATA[Dealing]]></category>
		<category><![CDATA[Difficult]]></category>
		<category><![CDATA[People]]></category>
		<category><![CDATA[Them]]></category>
		<category><![CDATA[versus]]></category>

		<guid isPermaLink="false">http://debspero.com/2010/05/22/dealing-with-difficult-people-versus-them-dealing-with-you/</guid>
		<description><![CDATA[www.billcphd.com &#8211; Part 1 of 4 of a PBS Special featuring psychologist Dr. Bill Crawford on a new approach to dealing with difficult people and/or conflict resolution]]></description>
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www.billcphd.com &#8211; Part 1 of 4 of a PBS Special featuring psychologist Dr. Bill Crawford on a new approach to dealing with difficult people and/or conflict resolution</p>
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		<slash:comments>28</slash:comments>
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		<item>
		<title>Reduce the Tremendous Burden of Credit Card Debt NOW!</title>
		<link>http://www.debspero.com/credit-card-debt/reduce-the-tremendous-burden-of-credit-card-debt-now/</link>
		<comments>http://www.debspero.com/credit-card-debt/reduce-the-tremendous-burden-of-credit-card-debt-now/#comments</comments>
		<pubDate>Tue, 18 May 2010 09:47:01 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Card Debt]]></category>
		<category><![CDATA[Burden]]></category>
		<category><![CDATA[Card]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[Reduce]]></category>
		<category><![CDATA[Tremendous]]></category>

		<guid isPermaLink="false">http://debspero.com/2010/05/18/reduce-the-tremendous-burden-of-credit-card-debt-now/</guid>
		<description><![CDATA[Credit Card Debt is the most profitable commodity in the world. There are over three hundred million credit cards with an average limit of $3000 collecting 70% to 85% interest monthly. Credit Card Debt is the catalyst that is producing the economic struggle in America today. Credit Card companies have issued more credit than the [...]]]></description>
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Credit Card Debt is the most profitable commodity in the world. There are over three hundred million credit cards with an average limit of $3000 collecting 70% to 85% interest monthly. Credit Card Debt is the catalyst that is producing the economic struggle in America today. Credit Card companies have issued more credit than the average consumer can handle.</p>
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		<slash:comments>18</slash:comments>
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		<item>
		<title>Warren Buffett Gives Advice to Girl Scouts at Dairy Queen</title>
		<link>http://www.debspero.com/credit-card-debt/warren-buffett-gives-advice-to-girl-scouts-at-dairy-queen/</link>
		<comments>http://www.debspero.com/credit-card-debt/warren-buffett-gives-advice-to-girl-scouts-at-dairy-queen/#comments</comments>
		<pubDate>Fri, 14 May 2010 09:49:29 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Card Debt]]></category>
		<category><![CDATA[Advice]]></category>
		<category><![CDATA[Buffett]]></category>
		<category><![CDATA[Dairy]]></category>
		<category><![CDATA[Girl]]></category>
		<category><![CDATA[gives]]></category>
		<category><![CDATA[Queen]]></category>
		<category><![CDATA[Scouts]]></category>
		<category><![CDATA[Warren]]></category>

		<guid isPermaLink="false">http://debspero.com/2010/05/14/warren-buffett-gives-advice-to-girl-scouts-at-dairy-queen/</guid>
		<description><![CDATA[Youngsters wanting to make blizzards of money got valuable advice from financier Warren Buffett who was visiting his local Dairy Queen for the launch of the new Girl Scouts Thin Mint Blizzard. Surrounded by a group of Girl Scouts in his hometown of Omaha, Buffett offered this tip for college students: &#8220;The biggest suggestion I [...]]]></description>
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Youngsters wanting to make blizzards of money got valuable advice from financier Warren Buffett who was visiting his local Dairy Queen for the launch of the new Girl Scouts Thin Mint Blizzard. Surrounded by a group of Girl Scouts in his hometown of Omaha, Buffett offered this tip for college students: &#8220;The biggest suggestion I have is to avoid credit cards. Interest rates are very high on credit cards. Sometimes they are 18 percent. Sometimes they are 20 percent. If I borrowed money at 18 or 20 percent, I&#8217;d be broke. . . . So if I had one piece of advice for young people generally it would be to just avoid credit cards,&#8221; he said. And what advice does Buffett have for a new investor? &#8220;I would do a lot of reading before I invested,&#8221; he replied. &#8220;In other words I would prepare for it. I wouldn&#8217;t jump in the water until I know how to swim. . . .I read every book the Omaha Public Library had about investing by the time I was 11.&#8221; On qualities Buffett looks for in employees? &#8220;The biggest thing I look for is if they have a passion for whatever they are going to do,&#8221; he said.</p>
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		<slash:comments>25</slash:comments>
		</item>
		<item>
		<title>When does the statute of limitation start on a credit card debt that is a two year no interest no payment plan?</title>
		<link>http://www.debspero.com/credit-card-debt/when-does-the-statute-of-limitation-start-on-a-credit-card-debt-that-is-a-two-year-no-interest-no-payment-plan/</link>
		<comments>http://www.debspero.com/credit-card-debt/when-does-the-statute-of-limitation-start-on-a-credit-card-debt-that-is-a-two-year-no-interest-no-payment-plan/#comments</comments>
		<pubDate>Thu, 06 May 2010 09:51:39 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Card Debt]]></category>
		<category><![CDATA[Card]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[interest]]></category>
		<category><![CDATA[limitation]]></category>
		<category><![CDATA[Payment]]></category>
		<category><![CDATA[Plan]]></category>
		<category><![CDATA[start]]></category>
		<category><![CDATA[Statute]]></category>
		<category><![CDATA[year]]></category>

		<guid isPermaLink="false">http://debspero.com/2010/05/06/when-does-the-statute-of-limitation-start-on-a-credit-card-debt-that-is-a-two-year-no-interest-no-payment-plan/</guid>
		<description><![CDATA[When does the statute of limitation start on a credit card debt that is a two year no interest no payment plan? Would the start date occur on the payment being 30 days late after the two year period &#8211; would this first 30 days past due be a breach of payment agreement? There was [...]]]></description>
			<content:encoded><![CDATA[<p>When does the statute of limitation start on a credit card debt that is a two year no interest no payment plan? Would the start date occur on the payment being 30 days late after the two year period &#8211; would this first 30 days past due be a breach of payment agreement? There was no attempt by the debtor to pay this debt after the 2 years promotional period. Credit debt originated in the State of California with a 4 years statute of limitation..</p>
]]></content:encoded>
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		<slash:comments>4</slash:comments>
		</item>
		<item>
		<title>Hate your Credit Card Bills? MAXED OUT &#8211; NOW ON DVD</title>
		<link>http://www.debspero.com/credit-card-debt/hate-your-credit-card-bills-maxed-out-now-on-dvd/</link>
		<comments>http://www.debspero.com/credit-card-debt/hate-your-credit-card-bills-maxed-out-now-on-dvd/#comments</comments>
		<pubDate>Sun, 02 May 2010 10:07:47 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Card Debt]]></category>
		<category><![CDATA[bills]]></category>
		<category><![CDATA[Card]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[Hate]]></category>
		<category><![CDATA[MAXED]]></category>

		<guid isPermaLink="false">http://debspero.com/2010/05/02/hate-your-credit-card-bills-maxed-out-now-on-dvd/</guid>
		<description><![CDATA[Maxed Out takes viewers on a journey deep inside the American style of debt, where things seem fine as long as the minimum monthly payment arrives on time. With coverage that spans from small American towns all the way to the White House, the film shows how the modern financial industry really works, explains the [...]]]></description>
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Maxed Out takes viewers on a journey deep inside the American style of debt, where things seem fine as long as the minimum monthly payment arrives on time. With coverage that spans from small American towns all the way to the White House, the film shows how the modern financial industry really works, explains the true definition of &#8220;preferred customer&#8221; and tells us why the poor are getting poorer while the rich keep getting richer. Hilarious, shocking and incisive, Maxed Out paints a picture of a national nightmare which is all too real for most of us. Great for college students.</p>
]]></content:encoded>
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		<slash:comments>27</slash:comments>
		</item>
		<item>
		<title>what is the fastest way to get rid of credit card debt?</title>
		<link>http://www.debspero.com/credit-card-debt/what-is-the-fastest-way-to-get-rid-of-credit-card-debt/</link>
		<comments>http://www.debspero.com/credit-card-debt/what-is-the-fastest-way-to-get-rid-of-credit-card-debt/#comments</comments>
		<pubDate>Wed, 28 Apr 2010 09:47:02 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Card Debt]]></category>
		<category><![CDATA[Card]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[fastest]]></category>

		<guid isPermaLink="false">http://debspero.com/2010/04/28/what-is-the-fastest-way-to-get-rid-of-credit-card-debt/</guid>
		<description><![CDATA[Im a student and struggling with school finances as well as credit card debt, my paycheck mostly goes to school, what is the fastest way to pay off my credit debt.]]></description>
			<content:encoded><![CDATA[<p>Im a student and struggling with school finances as well as credit card debt, my paycheck mostly goes to school, what is the fastest way to pay off my credit debt.</p>
]]></content:encoded>
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		<slash:comments>67</slash:comments>
		</item>
		<item>
		<title>Why It&#8217;s Hard To Get Out Of Credit Card Debt</title>
		<link>http://www.debspero.com/credit-card-debt/why-its-hard-to-get-out-of-credit-card-debt/</link>
		<comments>http://www.debspero.com/credit-card-debt/why-its-hard-to-get-out-of-credit-card-debt/#comments</comments>
		<pubDate>Sat, 24 Apr 2010 09:49:47 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Card Debt]]></category>
		<category><![CDATA[Card]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[Hard]]></category>
		<category><![CDATA[it's]]></category>

		<guid isPermaLink="false">http://debspero.com/2010/04/24/why-its-hard-to-get-out-of-credit-card-debt/</guid>
		<description><![CDATA[www.FreeDebtExam.com http The power of compound interest. This is why it&#8217;s so hard to get out of credit card debt. If you want free help, take the Free Debt Exam at www.FreeDebtExam.com]]></description>
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www.FreeDebtExam.com http The power of compound interest. This is why it&#8217;s so hard to get out of credit card debt. If you want free help, take the Free Debt Exam at www.FreeDebtExam.com</p>
]]></content:encoded>
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		<slash:comments>39</slash:comments>
		</item>
		<item>
		<title>Credit Card Debt Effects And Solutions</title>
		<link>http://www.debspero.com/credit-card-debt/credit-card-debt-effects-and-solutions/</link>
		<comments>http://www.debspero.com/credit-card-debt/credit-card-debt-effects-and-solutions/#comments</comments>
		<pubDate>Tue, 20 Apr 2010 09:50:12 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Card Debt]]></category>
		<category><![CDATA[Card]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[Effects]]></category>
		<category><![CDATA[Solutions]]></category>

		<guid isPermaLink="false">http://debspero.com/2010/04/20/credit-card-debt-effects-and-solutions/</guid>
		<description><![CDATA[Effects of having credit card debt Difficulty in starting business: Having a credit card debt causes difficulty for a person When he approaches the bank for loans to start a new business. Any bank would not sanction the necessary loan amount and hence limits the amount after knowing the persons bad credit history. You lose [...]]]></description>
			<content:encoded><![CDATA[<p><strong>Effects of having credit card debt</strong></p>
<p>Difficulty in starting business: Having a <strong>credit card debt</strong> causes difficulty for a person When he approaches the bank for loans to start a new business. Any bank would not sanction the necessary loan amount and hence limits the amount after knowing the persons bad credit history.</p>
<p>You lose employment: Some of the finance based companies do not allow employees with bad credit history and hence you lose your job.</p>
<p>Difficulty in getting approval for apartment: House owners and landlords check for your credit history before signing the lease or agreement paper. Having a bad credit history will not allow you to get an approved apartment or a house to live.</p>
<p>Security deposit: Utility firms such as electricity, phone and cable would check your credit history as a part of application process. To provide utility services in your name they demand for a security deposit.</p>
<p><strong>Methods to pay off credit card debt</strong></p>
<p>On time payment: One should be careful in making the minimum payment at correct time and avoid late payment as we all know that the interest on the credit card increases double the amount.</p>
<p>Transferring debt to other account:  To take advantage of the lower interest rate and other promotional offers you can transfer the credit card debt from one card to another or you can take a loan from other account to pay off the credit card debt.</p>
<p>Seeking credit counseling services: It is better for an average individual to seek credit counseling services to pay off credit card debt. Credit counseling services are good for negotiating with lenders and they take minimum charge for their services.</p>
<p>Paying as much as possible:  If you have three <strong>credit card debt</strong> you should first make a list of your creditors, minimum amount and total amount to be paid and interest rate you are being charged. You should concentrate on the creditor which has least amount to be paid off.  Start paying the minimum amount to the other creditors and pay as much as possible to the least amount creditor.</p>
<div style="margin:5px;padding:5px;border:1px solid #c1c1c1;font-size: 10px;">
<p>By reading the above content one can understand the effects of having  <strong><a  rel="nofollow" onclick="javascript:pageTracker._trackPageview('/outgoing/article_exit_link');" href="http:www.debtsolutionsgrp.com/"><strong>credit card debt</strong></a></strong> and methods to pay off credit card debt. Debtsolutionsgrp.com is a website that has many different credit card debt settlement methods to help you overcome credit card debt issues.</p>
</div>
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		<slash:comments>39</slash:comments>
		</item>
		<item>
		<title>Dateline NBC &#8211; Credit Card Debt Trap Part 1 of 10</title>
		<link>http://www.debspero.com/credit-card-debt/dateline-nbc-credit-card-debt-trap-part-1-of-10/</link>
		<comments>http://www.debspero.com/credit-card-debt/dateline-nbc-credit-card-debt-trap-part-1-of-10/#comments</comments>
		<pubDate>Tue, 20 Apr 2010 03:44:05 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Card Debt]]></category>
		<category><![CDATA[Card]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[Dateline]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[Part]]></category>
		<category><![CDATA[Trap]]></category>

		<guid isPermaLink="false">http://debspero.com/2010/04/19/dateline-nbc-credit-card-debt-trap-part-1-of-10/</guid>
		<description><![CDATA[Dateline NBC &#8211; Credit Card Debt Trap Part 1 of 10]]></description>
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Dateline NBC &#8211; Credit Card Debt Trap Part 1 of 10</p>
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		<slash:comments>7</slash:comments>
		</item>
		<item>
		<title>How To Get Out of Credit Card Debt FAST!</title>
		<link>http://www.debspero.com/credit-card-debt/how-to-get-out-of-credit-card-debt-fast/</link>
		<comments>http://www.debspero.com/credit-card-debt/how-to-get-out-of-credit-card-debt-fast/#comments</comments>
		<pubDate>Tue, 20 Apr 2010 03:37:26 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Card Debt]]></category>
		<category><![CDATA[Card]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[fast]]></category>

		<guid isPermaLink="false">http://debspero.com/2010/04/19/how-to-get-out-of-credit-card-debt-fast/</guid>
		<description><![CDATA[www.DebtGoToGuy.com &#8212; Jesse Niesen, author of &#8220;Debt Free ASAP!&#8221; is offering Free Instant Access to the Debt Relief Guide Guide Online, plus a free advanced copy of the new book and more, only at http]]></description>
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					<embed src="http://www.youtube.com/v/iHxewnzyQBY?fs=1" type="application/x-shockwave-flash" width="425" height="355" allowfullscreen="true"></embed></object><br />
www.DebtGoToGuy.com &#8212; Jesse Niesen, author of &#8220;Debt Free ASAP!&#8221; is offering Free Instant Access to the Debt Relief Guide Guide Online, plus a free advanced copy of the new book and more, only at http</p>
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